How Balanzo uses AI

Balanzo separates calculation from explanation.

Balanzo calculators are authoritative

Affordability checks, budget values, loan payments, gross-to-net and tax figures are produced by deterministic calculation logic. If required inputs or a verified source are missing, the system is designed not to invent exact figures.

Gemini explains open questions

After explicit consent, Google Gemini may be used for open-ended explanations. The Balanzo API first selects the permitted data category and sends only a minimal summary. The model does not receive the complete local database.

No automatic financial actions

AI may suggest actions. Changes to local data happen only after visible user confirmation.

Limitations

AI can make mistakes. Answers are not individualized investment, lending, legal or tax advice.